What are the Most Common Qualifying Events for Health Insurance in Wisconsin?

    Posted by Unity Health Insurance on June 14, 2016


    The Affordable Care Act (ACA) has changed a lot of things about health insurance. One of the changes people are still getting used to is the fact that you can’t get health insurance any time you want it. You can only buy it during Open Enrollment – unless you have a qualifying event for health insurance. Then you get access to a Special Enrollment Period (SEP).


    The government is very specific about what counts as a health insurance qualifying event.

    Read More

    Topics: Special Enrollment Periods, Qualifying Events

    How Do You Go About Buying Health Insurance After Open Enrollment?

    Posted by Unity Health Insurance on April 29, 2016


    About 33-million non-elderly people didn’t have health insurance last year. About half of these people could have gotten financial assistance to pay for it.1 Instead, most are liable to pay a fine for not having insurance!


    Unfortunately, you can’t just go out and buy health insurance when you want it.  The Affordable Care Act (ACA) created “Open Enrollment” periods when everyone can sign up for health insurance. To get health insurance in 2016, you would have had to buy it between November 1, 2015 and January 31, 2016.

    Read More

    Topics: Special Enrollment Periods, Qualifying Events, Affordable Care Act (ACA)

    How Do You Get Health Insurance for Newborns?

    Posted by Unity Health Insurance on April 22, 2016


    If you’re about to become a parent or recently became one, making sure you have baby health insurance is important. Below are a few ways to get health insurance for babies.

    Read More

    Topics: Special Enrollment Periods, Qualifying Events, Individuals and Families

    Is Loss of Income a Health Insurance Qualifying Event?

    Posted by Unity Health Insurance on April 19, 2016


    The short answer is no, income loss alone does not count as a qualifying event for health insurance. However, you may have some options.


    People Who Have Subsidies for Health Insurance

    Some people receive subsidies to help pay for their health insurance costs. These subsidies are based on estimated income for the year. But what happens if the income estimate turns out to be way too high? Is that a health insurance qualifying event?

    Read More

    Topics: Special Enrollment Periods, Qualifying Events

    Is Divorce One of the Qualifying Life Events for Special Enrollment?

    Posted by Unity Health Insurance on April 6, 2016


    The Affordable Care Act (ACA) only allows people to buy health insurance during one open enrollment period each year. This year, that period is November 1, 2016 – January 31, 2017. Along with this restricted time frame, the ACA also fines most people if they don’t have insurance – sometimes the fine is thousands of dollars!


    If you just got a divorce, it may be slim comfort to know that it may cause a qualifying event for special enrollment.

    Read More

    Topics: Special Enrollment Periods, Qualifying Events

    Health Insurance After Losing Job – A Struggle for Many Singles in Wisconsin

    Posted by Unity Health Insurance on April 1, 2016

    Did you know that the Affordable Care Act (ACA) generally makes everyone have insurance or pay a fine, even if they are single and unemployed?


    Fortunately, losing health insurance after losing your job (even if you chose to quit) triggers a “Special Enrollment Period.” That means you have 60 days from the date your job ended to find new insurance. If you don’t find coverage within 60 days, you may have to pay the fine. In 2016, the fine is 2.5 percent of your income or $695 – whatever is higher.

    Read More

    Topics: Special Enrollment Periods, Qualifying Events

    How Do I Get Health Insurance Help in Wisconsin?

    Posted by Unity Health Insurance on March 31, 2016


    It can be hard to sort through all of the rules of the Affordable Care Act (ACA). Many people need health insurance help, both to understand the rules and to pay for the coverage.

     

    Luckily, help of both kinds is available – if you meet the criteria!

    Read More

    Topics: Special Enrollment Periods, Qualifying Events

    Top Tips About Health Insurance for Newlyweds

    Posted by Unity Health Insurance on March 23, 2016


    Just married? Congratulations! The countdown to getting health insurance after marriage has begun. Depending on your situation, you may either have 30 or 60 days to get health insurance.

     

    Here are a few tips that may help you make the choice that’s right for you, based on your situation.

    Read More

    Topics: Special Enrollment Periods, Qualifying Events, Individuals and Families, Affordable Care Act (ACA)

    How Do You Go About Buying Health Insurance After Open Enrollment

    Posted by Unity Health Insurance on March 21, 2016


    You just turned 26 and have to buy health insurance after open enrollment?

     

    If you’ve been on your parent’s health plan, you’ve probably never really thought about health insurance. You might be shocked to find out that you have to get your own insurance when you turn 26.  A bigger shock is that you may be liable for a big fine if you don’t have health insurance.

    Read More

    Topics: Health Insurance Basics, Special Enrollment Periods, Qualifying Events

    Moving to Wisconsin? Need a New Health Plan?

    Posted by Unity Health Insurance on February 17, 2016

     

    In If you're moving to Wisconsin, here are some things to consider for a new health plan.the 1800s, the University of Wisconsin led the nation in dairy research which inspired farmers to switch from crops to cows, earning the title “America’s Dairyland.”

     

    Today, if you're moving to Wisconsin, there's far more than cows, cheese and farms to enjoy. Wisconsin is home to great health care, advanced manufacturing, biotechnology and insurance.  In fact, if you need a new health plan, Wisconsin is the place to be.

    Read More

    Topics: Special Enrollment Periods, Qualifying Events, Individuals and Families